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Social Security Law in Switzerland

Social Insurance is the most important institution of social security in Switzerland. It is mostly a compulsory insurance, therefore for the residents there is often an insurance obligation. These include: Accident insurance (UV), health Insurance (KV), Occupational Benefits (BVG), Family Benefits, Unemployment Insurance (ALV) etc.

The social insurance system is designed to provide protection for an adequate standard of living in the event of old age, as well as in the event of disability, illness or the occurrence of an accident. Furthermore, the social insurance system ensures financial security for dependents in the event of the policyholder’s demise. Other insurances cover against risks such as sickness and accident costs, unemployment and family allowances.











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